Everybody desires to be rich and successful in life, but the sad reality is, not everybody will ever be successful in life. Becoming rich requires a combination of smartness, wittiness, persistence, perseverance, dedication, focus, proper time management, taking calculated risks and taking advantage of opportunities. These are the qualities and steps you need to become rich in our present world with overgrowing population, hence increased competition. Amongst all the things I mentioned in the first paragraph, how you spend your time tops the list because time is the only intangible asset you keep on loosing everyday as clock tics. Assuming you want to become rich or let me say, financially successful in life, then you must start now to plan and analyze how you spend your spare time and in fact, every single seconds of your life. To make you understand this topic better, let me show you the difference between how financially successful people spend their spare ti...