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  Lagos based Realtor and Entrepreneur, Olanrewaju Salu shares 20 businesses you can do with just 20k in Nigeria. Lack of money is usually the excuse many people give for not starting a business, but lack of idea is a worse problem you've got to think about. There are businesses you can start with as little as N20,000, but if you have no idea of what to do with 20k, you'll probably think starting a small scale business is the most difficult thing to do. You don't have to think this way anymore, Olanrewaju Salu, a Lagos based Realtor and Entrepreneur, recently shared some fantastic business tips on Twitter and many have commended him for sharing such amazing business ideas. So, if you've always thought of having a small scale business, money and idea shouldn't be your problem again. Just check your bank account, if you find N20k you're not going to use anytime soon, you can start a profitable business that'll give you a genuine financial freedom. Here we go.

Yes! There are many easy ways to make money online without sweating or getting frustrated. There is no “push button easy” way to make money online. 99% of potential entrepreneurs quit because it’s harder than they expect. With that said you have 2 options as a beginner: 1) Sell a product 2) Sell a service Breaking that down further, as an absolute beginner, you’ll probably want to stay away from developing your own product and despite what some others might say, developing your own service. Dropshipping & affiliate marketing are the 2 “easiest” ways for beginners to get off the ground…(again, easy is a stretch here)

 First of all: YES IT IS POSSIBLE to earn $1000 with zero investment!!! Here are few examples: -Write some top quality articles and sell them (example Listverse pays 100$ for every article), -Do some free guest posting on well standing blogs, but include some PPL affiliate program in the text, -Solve a problem for someone (this is usually done in business consulting area, since there are a lot of companies with problems that are stopping them from doing certain things, growing and of course make more money). If you have some great knowledge or expertise that can benefit them, they are ready to pay for it.

  Many people perceive being wealthy as having nice houses and a pleasure yacht. But the kind of money that the wealthiest 1% of the world's households has dwarfs this concept. This segment of the population large portions of major corporations, multibillion-dollar investment funds, islands in the Caribbean, and even rocket ships taking them into outer space. The average net worth of the 1%, aka the richest 1% of the global population's households, has mushroomed over the past two decades. It now towers higher above the net worth of the average citizen than ever before. Here are some of the basic facts about how the 1% lives. KEY TAKEAWAYS The minimum net worth of the top 1% is roughly $11.1 million. A person would need to earn an average of $823,763 per year in order to join the top 1%. The widening gaps in wealth and income stem from a variety of factors, including the wealthiest's increasing dominance of public and private equity, and tax breaks. Demographic Breakdown Be

  The ultra-wealthy, known as ultra-high-net-worth individuals (UHNWIs), make up a group of people who have net worths of at least $30 million. The net worth of these individuals consists of shares in private and public companies, real estate, and personal investments, such as art, airplanes, and cars. When people with lower net worths look at these UHNWIs, many of them believe that the key to becoming ultra wealthy lies in some secret investment strategy. However, this isn't usually the case. Instead, UHNWIs understand the basics of having their money work for them and know how to take calculated risks. KEY TAKEAWAYS Ultra-high-net-worth individuals often understand the importance of savings, the basics of investing, and how to take calculated risks. Concentrating portfolios with investments only from the U.S. and the EU is an example of an approach that overlooks potential opportunities elsewhere, such as the emerging markets. UHNWIs do not try to keep up with their neighbors or

Being financially secure before you reach 30 may seem out of reach for many people in their 20s, but it's possible. Working toward financial security need not be an exercise in self-deprivation, though many people assume it to be. Attaining this goal even has some immediate benefits given that financial insecurity can be a serious source of stress. The following are 10 steps to consider to achieve financial security before you turn 30. KEY TAKEAWAYS Knowing how much you spend can keep spending in check. Live within your means, don’t use credit to fund a lifestyle, and set short-term achievable financial goals. Become financially literate and save what you can for retirement. Take calculated risks, such as moving to a city with more job opportunities or taking on a new job that pays less but has more upside potential. Invest in yourself by continually upgrading your skills and knowledge. Strike a balance—working toward financial security doesn’t mean you need to deprive yourself.  1

  If you want to build wealth fast – like really fast – then investing in a vehicle such as a Roth IRA will not get you there. If you’re younger and your income limits allow, open up a Roth IRA. Invest in mutual funds and ETFs. Make sure you have enough cash in your emergency fund. Starting your financial life with those good habits will bleed over into your success in building wealth. Okay, so how do you build wealth fast? Let’s take a look. Drop Your Living Expenses Like Crazy I know, this isn’t very exciting, but this is the definition of wealth. As Todd Tresidder of FinancialMentor.com says, “Great wealth builders focus on both saving money and earning more.” What Todd is pointing to here is the gap between your expenses and your income. Expenses should always be lower than your income. The larger that gap, the more wealth you can accumulate. Let’s face it, you can’t invest unless you have money to invest. If you’re currently living beyond your means and have no additional money to

  How can you earn more money? You’d think a question this simple would have a simple answer. Yet experts’ attempts to explain the nuances of earning — whether disguised as personal finance, business management, or the importance of education — could fill a file server. You could read all the articles, watch all the how-to videos, listen to all the podcasts, and even attend the right business school, but still not know the best ways to make money. Why is it all so complicated? I have an idea: It’s because only you are qualified to answer the question of how you can make more money. Think about it: Just like our relationships, our time, our food preferences, and even our financial choices are personal. What works for me may not work for you. Likewise, I might not survive a day doing something you’d excel at. And while education, knowledge, and experience matter a lot, they are only the ingredients. You have to get into the kitchen to cook up your own recipe for financial success and ind

  Treasure hunters would revel at the idea of getting free money. But is it really a thing? I mean, are there seriously companies out there that will just give money away because they are nice? Yes, and no. Companies often pay out sign up bonuses when you use a new service. Some of the best (and easiest) ways to get free money are to switch services that you use every day anyway, such as bank accounts or credit cards. Other companies will pay smaller bonuses for you to try their app. Take a look at this list of ways to get some free money fast, and choose the best options for you. Attention student loan holders: Now is a great time to refinance your private student loans to get a better rate and save on your overall monthly payments.  Best of all, this is totally free to do! However, if you have federal loans, we recommend you not refinance them at this time as you may lose forbearance and other protections. We all need our savings accounts to be much larger than they are. But with bil

  Selling ebooks is big business for many people. According to the Association of American Publishers, 2019 saw 335.7 million ebook sales in the United States alone. And according to Amazon, thousands of indie authors made $50,000 or more in 2019 — on Amazon alone. Ebook sales for 2020 have gone through the roof, mainly due to the pandemic.  As you can see, you can make money selling ebooks.  The ebook publishing process has been simplified as much as possible by aggregators and the retail giant Amazon, but it still takes some know-how. Without guidance and resources, you can easily spend hours groping around in the dark trying to write and publish a book people will buy. And, in fact, it’s best to start your research before writing your book.  Luckily, guidance is just what I’m here for. I’ll take you through the whole journey, step by step. And for the purposes of this article, I’ll stick to publishing on Amazon, since it currently holds much of the ebook market. So, read on to find